Zero Fees. Total Control. Money Back on Every Transaction.
Glyde —The smarter way to pay suppliers, manage expenses, and control spend.
Every Payment Has a Hidden Cost
South African businesses lose millions annually to inefficient payment systems. Most don't even realise the true cost until it's too late.
Cross-Border Fees
Traditional banks charge 2.75–3.5% on every international transaction, eroding your margins with each payment.
FX Markups
Hidden FX markups are buried in the "exchange rate" your bank offers — often 2–4% above the real rate.
Account Fees
Monthly account fees, card fees, statement fees — the small charges that add up to thousands annually.
Time Drain
Hours spent on reconciliation, approval workflows, and expense reports that could be automated.
Fraud Exposure
Shared corporate cards, delayed visibility, and reactive security leave you vulnerable to losses.
Introducing Glyde Payments
There's a Better Way
Glyde — Digital banking and virtual cards designed for modern businesses
Zero Cross-Border Fees
Pay international suppliers at the real exchange rate with no hidden markups or transaction fees.
Unlimited Virtual Cards
Create a dedicated card for every employee, supplier, subscription, or purpose — instantly.
Total Control
Set spending limits, merchant restrictions, and expiry dates. Track every transaction in real-time.
Glyde is a digital bank and virtual card service designed to tackle the complexities and high costs associated with payments for businesses in South Africa. Glyde Payments (Pty) Ltd is a registered FSP No: 54446 and has all of the relevant licences and certifications.
We proudly partner with Mastercard and collaborate with Access Bank.
Powered by Mastercard • Built in South Africa
How Glyde Works
From opening your account to tracking transactions, Glyde streamlines business payments with complete control at every step.
01
Open Your Glyde Account
Quick online FICA process to open a bank account, once up and running the account can be funded via instant or standard EFT.
02
Create Virtual Cards
Generate unlimited virtual cards in seconds from your our back office or alternatively via API.
03
Set Your Rules
Define spending limits, expiry dates, and OTP settings for each card. Put card approval flows in place. Tailor controls to your business needs.
04
Pay Anything, Anywhere
Mastercard accepted worldwide — online payments and in-store purchases with contactless tap-to-pay functionality.
05
Track Everything in Real-Time
Every transaction appears instantly in your dashboard with complete reporting and audit trails. No more waiting for statements.
Virtual Cards Explained
Experience unmatched control and security with Glyde's cutting-edge virtual card solutions, tailored to simplify your business expenses. Glyde offers a prepaid multi-use card option, akin to a traditional bank card, which allows for unlimited swipes and boasts a five-year expiration. Alternatively, our limited-use cards are fully customizable, enabling you to utilize a unique card for each transaction.
Digital Card Numbers
Generate unlimited unique card numbers instantly. No plastic cards, no waiting for delivery. Ready to use when you are.
One Card Per Transaction
Assign a dedicated virtual card to every booking or payment. For recurring needs, use a multi-use or lodge card.
Built-In Controls
Pre-set spending limits, customise expiry dates, manage swipe limits, and define merchant restrictions before a card is ever used.
Automatic Security
Each single-use card expires after its transaction, eliminating fraud risk. Decide whether to enable One-Time Passcodes (OTP) for added security per card.
The Right Card for Every Need
One platform. Endless applications.
Supplier Payments
Pay local and international suppliers with full traceability and zero cross-border fees. Every payment tracked and categorised automatically.
Tour Operators
Equip tour guides with cards for activities, meals, and transport. Control spending from head office whilst enabling on-the-ground flexibility.
SaaS & Subscriptions
Create a dedicated card for each software subscription. Cancel the card to cancel the payment — no more forgotten renewals draining your budget.
Logistics & Transport
Issue fuel cards for each driver with daily limits. Track toll payments, vehicle expenses, and maintenance costs with complete visibility and control.
Corporate Procurement
Assign department budgets to dedicated cards with approved spend only. Complete audit trail for every purchase decision.
Employee Expenses
Eliminate reimbursement paperwork entirely. Issue cards instantly for per diems, client entertainment, and travel with pre-approved spending limits.
Stop Paying. Start Earning.
Glyde doesn't just save you money — it actively generates returns on your business spending and account balances.
0%
Cross-Border Fees
Compared to 2.75–3.5% at traditional banks
0.5%
Cashback
On every transaction, paid quarterly with no caps
3%
Interest
Earned on your account balance vs. 0% at traditional banks
R0
Monthly Fees
No account fees, no card fees, no statement fees
Real Impact: R5M Annual International Spend
Fees Saved
R150,000+
R150,000+
Cashback Earned
R25,000
R25,000
Interest Earned
R15,000+
R15,000+
Total Benefit
R190,000+
R190,000+
*Rebate is subject to card type and terms and conditions. Interest estimate was calculated based on R500,000 average balance. Your savings will vary based on transaction volume and balance maintained.
Security That Prevents Problems
Fraud mitigation features and custom control
Unique Card Numbers
Each transaction can have its own dedicated virtual card. Nothing for criminals to steal or reuse — compromised cards become irrelevant.
Pre-Funded Limits
Cards only work up to the loaded amount. Overspending becomes impossible — no surprises, no exposure.
Instant Alerts
Receive notifications about every transaction as it happens. Spot unusual activity immediately, not weeks later on a statement.
One-Click Freeze
Block or cancel any card immediately from your dashboard. Instant response to suspicious activity or lost devices.
Configurable OTP
Enable or disable one-time passwords per card based on risk profile. Choose who will receive the OTP. Balance security with convenience for trusted transactions.
Full Audit Trail
Every action logged, every transaction traceable. Complete visibility for compliance, accounting, and internal investigations.
"We received alerts about unauthorised transaction attempts on several cards. They were automatically declined because the cards had no remaining funds. Zero financial loss. With our old bank, we would have discovered the fraud weeks later."— Finance Director, Glyde Client
Reconciliation Transformed
From month-end nightmare to real-time clarity
Before Glyde
- One statement, hundreds of transactions
- "What was this R12,847 for?"
- Chasing receipts from employees
- Spreadsheet matching for days
- Surprises at month-end
With Glyde
- One card per purpose
- Card labelled "Marketing - Meta Ads - Jan"
- Receipts uploaded to each card
- Export filtered reports in seconds
- Real-time spend dashboard
The comparison speaks for itself
Same Mastercard acceptance. Completely different experience.
Trusted by South African Businesses
150+ companies have already made the switch to Glyde
~R5b
Processed in 2025
Total transaction volume
150+
Active Clients
Growing community
0%
Cross-Border Fees
Saving clients money
3.5% +
Average Savings
On international spend
What Our Clients Say
"Glyde has revolutionized how we manage costs and expenses. The support is excellent — instant, friendly, and consistently efficient."
— Owain John, Take Off Travel
"A refreshing alternative to the rigid, outdated systems provided by traditional banks. It has exceeded our expectations."
— Martin Wheeler, Travel with Attitude
Some of Our Valued Partners
Live in less than a week
Glyde's streamlined onboarding process gets you up and running quickly, so you can start saving and earning sooner.
Day 1-2
Submit company documents: CIPC, director/ shareholder IDs, proof of addresses.
Day 3-4
Your Glyde account is approved and created.
Day 5
Fund account, create your first cards.
Day 5+
Start saving and earning on every transaction.
What you'll need:
- Company registration documents (CIPC)
- Director's & shareholder's ID documents
- Director's & shareholder's Proof of Addresses
- Business proof of address
- Company Organogram (shareholding structure)
We offer API integration capability, however no integration is required, you can use our Backoffice platform.
Ready to Take Control?
Transform how your business manages payments, expenses, and supplier relationships.
Join hundreds of South African businesses already saving money and gaining control with Glyde's intelligent payment platform.
Book a 30-minute demo and see exactly how Glyde works for your business
Book a 30-minute demo and see exactly how Glyde works for your business
What happens next:
- We'll calculate your specific savings potential
- Live walkthrough of the platform
- Answer all your questions
- No obligation, no pressure
Glyde Payments
Digital banking built for modern business
Digital banking built for modern business